Financing

Tailored financing for your needs

Get immediate payment for your export invoices or extend payment terms for your imports. All without leaving our platform.

    Competitive rates

    Fast and simple

    Global reach

    FOR EXPORTERS

    Export invoice financing

    We solve short-term cash flow problems by purchasing your export invoices in exchange for an advance of up to 90% of the total invoice value. Then, we collect the full amount from your customer when the invoice is due. Once the invoice is paid in full, we deposit the remaining balance to you.

    Quick
    funds

    Receive payment within 24 to 48 hours of approval.

    Don’t touch
    your credit lines

    It’s not a loan, so forget about the impact on your balance sheet.

    Reduce the risk
    of non-payment

    Lower uncertainty in international transactions.

    Offer favorable terms
    to clients

    With immediate liquidity, offer more attractive credit terms to your international clients.

    FOR IMPORTERS

    Supply Chain Finance

    Increase your purchasing power by making advance payments to your suppliers, both domestic and international. Then, you can pay us back within up to 120 days.

    Strengthening supplier relationships

    By ensuring fast and predictable payments, buyers can strengthen their relationships with suppliers.
    This fosters loyalty and improves collaboration across the supply chain.

    Flexibility in payment terms

    Buyers can negotiate longer payment terms without negatively impacting their suppliers, optimizing working capital management.

    Improved inventory management

    With access to quick financing, suppliers can acquire raw materials and maintain optimal inventory levels, avoiding shortages and ensuring on-time deliveries.

    Centralized payment processing

    Documentation is simplified, as payment is made to a single entity while dealing with multiple suppliers.

    See how we stand out

    Find out why exporters and importers choose our financing alternatives

    Cargo ProduceOthers
    apps
    Integrated financing in orchestration platform
    Collateral-Free financing
    Does not affect your existing credit lines
    Real-time funding alerts for your shipments
    Say goodbye to non-payment worries

    Enjoy a frictionless experience to boost your liquidity

    Easy and intuitive, just like all your experiences with Cargo Produce.

    Opportunity

    Set up alerts for shipments that qualify for financing.

    Selection

    Choose the invoices you want to finance from the pool of qualified shipments.

    Funding

    Receive your money in 24-48 hours.

    Track and manage

    Monitor the status of your invoices, payment history, insights, and more.

    FAQs

    Who is eligible for this financing?

    All Cargo Produce clients who have issued invoices to foreign buyers and wish to receive early liquidity.

    What are the invoice requirements?

    Invoices must:

    • Be issued and valid.
    • Have supporting documents (purchase order, bill of lading, packing list, etc.).
    • The importer must have a favorable risk assessment.

    What percentage of the invoice can be financed?

    Depending on the invoice type, 50% to 80% of the total value can be financed.

    How long does the process take?

    Once the credit line is approved and documents are submitted, funds can be available in 24 to 48 hours.

    How is repayment handled?

    When the importer pays:

    • Funds go to the financier, who deducts principal + interest.
    • The remaining balance (if any) is sent to the exporter.

    What if the importer doesn’t pay?

    All transactions are insured (up to 90% coverage). The insurer handles collections and compensates the financier in case of default.

    Who manages insurance and collections?

    Cargo Produce handles:

    • Insurance setup.
    • Invoice tracking.
    • Collections (working with the insurance broker).

    Does this financing appear as debt on my credit report?

    No. This is a receivables assignment, not a loan, so it doesn’t impact your financial records.

    What contracts are required?

    • A master agreement (terms of invoice assignment).
    • A per-transaction addendum (rate, term, etc.).

    What’s the maximum financing term?

    Up to 150 days.

    Fast Financing Without All the Complex Paperwork

      Real support, 

      by real people

      Schedule a call, send an email,
      or chat live with our customer success team.

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